3 Ways To Relieve Financial Pressure

Financial pressure builds in most people at one time or another. If you aren’t feeling it, you know someone who is. In a ‘do better,’ ‘accumulate more,’ ‘keep up or catch up,’ and ‘whatever you do don’t let them see you sweat’ culture, pressure is accepted as a given. But when a major crisis happens, […]

How To Use Debt Wisely

Most everyone has some debt, some more than others. However, the type of debt you have has a significant impact on your financial situation. There is good debt and bad debt. You use good debt to enhance your situation and increase your net worth. You should avoid bad debt altogether. Here’s how to tell the […]

How to Avoid a Galleon-esque Scandal

The recent Galleon hedge fund scandal made headlines with household names like Intel, Google, and Hilton caught up in the scheme. And while many people breeze by this as another story about greed on Wall Street, there are solid underlying lessons that can help anyone make better financial decisions: 1. If it sounds too good […]

My Beloved’s Birthday

Today is my wife Brenda’s Birthday. I’ll be busy today attending to her. What can we learn from this? I am not stupid. 🙂

Today’s My Birthday

Economics is the study of how to allocate scarce resources. Finance is the study of time, risk, and money. On one’s birthday, the most precious of resources, and the key to finance, comes to the forefront: Time. Individually, we don’t know how much we have, but we know it’s limited in quantity, and once we […]

Student loans are big business

Today there was an announcement of a paltry $2,000,000.00 settlement by Sallie Mae (the largest student loan provider) that all goes to “educating students and parents about loans.” Make no mistake about it, the $85,000,000,000.00 student loan industry is BIG, BIG business. Therefore they have all the problems associated with it including back room deals […]

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